ABOUT
THE CAPITAL LEGACY, LLC
LONG-TERM CARE INSURANCE DIVISION
We are the Long-Term Care division of The Capital Legacy, LLC, a full-service, independent financial services firm committed to helping people establish and achieve their financial goals. We offer a wide range of financial products, including life insurance, and services to individuals and employers, providing sound financial information that helps clients clarify their goals and make sound decisions to achieve them.
OUR OBJECTIVE
Our objective at the Long-term Care Division, is simple: to give clients peace of mind. We identify affordable solutions to safeguard income and assets, and give clients the peace of mind that comes from knowing they will not be a burden on their families and loved ones. Through hundreds of client conversations, combined with our own personal, family experiences, we understand how stressful caregiving can be for family members. Caregiving is hard on everyone, particularly when there is no advance plan, and paid care adversely impacts a family’s income, lifestyle, and legacy to the next generation.
WE'RE SPECIALISTS
Unlike general insurance agents, we’re specialists in Long-term Care, Critical Care, and Asset Protection products. We’re consultative, and listen carefully to understand our clients’ concerns, needs, and goals. With that grounding, we then put our expertise in policy design, underwriting, partnership programs, and claims to work, tailoring the best solutions to fit a client’s specific situation. Our representatives discuss the pros and cons of the best plans, offering all types of long-term care solutions, including traditional policies, policies that are partnership certified, asset-based "hybrid" policies, and limited duration policies.
WHY WE'RE DIFFERENT
+
+
+
+
+
+
We’re fiercely independent, and work with LTC Solutions: A Krause Company, the leading full-service national, group long-term care brokerage firm offering a complete long-term care solution.
We listen: to your financial goals, your concerns about protecting your financial legacy, and your anxiety about the impact long-term care could potentially have on your family.
We blend “old school” values with “new school” approaches to grow and protect your financial assets.
We’re advisors and advocates, strategically focused on growing your financial legacy, and practical about protecting it.
We create your individual LTC Profile, and then identify the policies that best fit your profile. We walk you through your options, advise you, and help you make the decision that’s best for you and your family.
We are Certified LTC Representatives and Certified Financial Planners.
THE CAPITAL LEGACY, LLC
We are credentialed experts in Long-term Care serving a broad and diverse client base.
WHY CLIENTS CHOOSE TO WORK WITH US
+
+
+
Our business has grown significantly—not by advertising or marketing—but by referrals from our clients. We serve a diverse client base of individuals, multi-generational families, employers, and executives on the move.
We have been helping clients for more than 30 years. Many of our clients have come to us from large firms such as Merrill Lynch, Smith Barney, and Vanguard. They appreciate our personal, “hands-on” management of their portfolios, as well as our regular “check in” phone calls and quarterly reporting and results reviews.
In consultation with clients, we proactively adjust portfolios to respond to market changes and opportunities.
TRUST
+
EXPERTISE
We excel at tailoring investment portfolios to meet the individual financial and “peace of mind” needs of our clients. And because we’re independent, we can select the best products from the best companies to meet each client’s specific needs.