SERVICES

Objective: To secure a policy that meets your future care needs and protects your financial legacy.

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When considering long-term care insurance, it’s important to note that what you'll pay depends on your age and health when you apply, and how much coverage you want. Long-term health care is generally not covered by medical insurance, by Medicare supplement plans or group / employer insurance. For seniors on Medicare, the long-term care benefits are quite limited.

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• Our firm represents all of the leading, and most respected, Insurance Companies. Because we are independent and not beholden to a single company, we can make the best recommendations to meet your individual needs. We also help you understand the differences between Traditional and Hybrid or Asset-based Policies policies so you can feel comfortable knowing which policy type is best for you. We will also discuss short-term and critical care policies. We’ll then do a multi-company comparison, policy analysis, and evaluation.
   

• We review your health history, current income and accumulated assets. And, with this information in hand, we then design the most cost-effective coverage to provide you with meaningful protection and peace of mind.
     

• Our work doesn’t stop with a signature. Once we have a plan of care in place, we will assist you, when needed, in activating a claim with the insurance company. We are also able to provide referrals for in-home care and facilities through our Long-Term Care Advisory Team.

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